Having an Independent Medical Examination (IME) disregarded or challenged in a claim can be exasperating when a medical controversy brews up – such examinations cost hefty amount of money as such, and plenty more, if the doctor testifies
Source of Challenges
Challenges occurring with IME are primarily due to improper foundation of data, inappropriate choice of physician for examination, timeliness, lack of direction by adjuster or medical manager, lack of testing by examining physician, or failure to meet exact objective of controversy. Several jurisdictions limit the number of IMEs while others make claimant notices and appointment processes cumbersome. These reasons lead to delayed appointments.
Injuries have their own normal medical recover timeframe. It is essential that soon after an injury occurs, the normal expected recovery period must be evaluated by a medical professional such as physician, nurse, medical manager, or nurse practitioner. In the event this is not possible, at least medical reference materials may be used. There are several websites on the Internet that offer good reference.
Having established the recovery time, claim has to be placed on diary. Current treatment and status must be reviewed. It must be ensured that the treatment aligns with accepted medical practices. In case the employer or claim adjuster is not aware of handling review process, a medical management professional needs to be employed.
Preparing IME properly
It is essential that the appropriate specialist or practitioner is engaged for performing the IME. An eye case cannot be entrusted to an orthopedic specialist. Dearth of good independent medical examiners may cause such absurdities that need to be avoided.
A complete package supporting the examining doctor has to be prepared by the employer, adjuster, or medical manager. The package must consist of the following:
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